
Why an Essential Plan Could Save You Money
Learn how New York's Essential Plan offers affordable health coverage for eligible residents.
The New York Essential Plan is designed to make health insurance more affordable for individuals and families who don’t qualify for Medicaid but still need cost-effective coverage. With low or zero premiums, minimal out-of-pocket costs, and a wide range of covered services—including preventive care, prescriptions, and hospital visits—it’s an excellent choice for many residents. We’ll walk you through eligibility, benefits, and how to apply.