Disability Insurance provides income protection if you become unable to work due to illness or injury. It ensures that you can still pay your bills, mortgage, and daily expenses even if you cannot earn a salary.

There are two types:

• Short-Term Disability Insurance – Covers temporary disabilities, typically for 3-6 months.

• Long-Term Disability Insurance – Provides coverage for extended periods, often until retirement age.

This insurance is crucial for protecting your financial stability when unexpected health challenges occur.