A Business Owners Policy (BOP) is a bundled insurance package designed for small to mid-sized businesses. It combines General Liability Insurance and Commercial Property Insurance into a single policy, providing comprehensive protection at an affordable rate. BOP typically covers third-party bodily injury, property damage, business property, inventory, and even business interruption losses.

This insurance is ideal for retail stores, restaurants, offices, and service providers who need protection against lawsuits and unexpected damages. By combining essential coverages, BOP helps reduce costs while ensuring peace of mind.